Free Gift Cards

Find Information about Free Gift Cards, Prepaid Cards and Visa Gift Cards.

Visa Card

How to Check Visa Card Validity By Kendra Dahlstrom, eHow Contributor

Found This Helpful How to Check Visa Card Validity thumbnail

Invalid Visa cards trick even seasoned merchants. Criminals tamper with the magnetic strip and alter the name and number appearing on the card. Quick or haphazard scanning allows crooks to purchase goods with fake or stolen cards. You can protect yourself against the misuse of Visa cards by taking a few simple steps that will allow you to check the validity of every Visa card presented to you.

Things You'll Need
  • Magnetic strip scanner

Instructions

  • 1. Ask for a photo identification card. Match the name on the photo identification card with the Visa Card. This will prevent many fraudulent Visa transactions.

  • 2. Swipe the Visa Card through the magnetic strip scanner. By using the scanner you will be able to quickly determine if the card is valid.

  • 3. Wait for the authorization response from Visa. The response will be one of the following: Approved, declined, call, pick up and no match. Approved and declined responses appear for valid cards, although the latter means that Visa won't pay for the purchase. The other three responses usually indicate an invalid Visa.

  • 4. Check the display terminal after an approval authorization. The number on valid Visa cards will match the number displayed on the terminal.

  • 5. Ask the cardholder to sign the transaction receipt. Check the signature on the receipt to make sure that it matches the signature on the card. Invalid or stolen cards will have mismatched signatures.

Tips & Warnings

  • If the magnetic scanner doesn't work, make sure to get a manual imprint of the card and check the expiration date.

  • Never accept a Visa Card without a signature on the back.

Kendra Dahlstrom

Kendra Dahlstrom has been a freelance writer for five years. She has a versatile background in music, finance and health. When Dahlstrom is not writing web content, she enjoys spending time outdoors playing with her family and working on her first children's book.

Original article published on eHow.com

Next page: Prepaid Cards


Bookmark/Share This Page:

ADD TO DEL.ICIO.US ADD TO DIGG ADD TO FURL ADD TO NEWSVINE ADD TO NETSCAPE ADD TO REDDIT ADD TO STUMBLEUPON ADD TO TECHNORATI FAVORITES ADD TO SQUIDOO ADD TO WINDOWS LIVE ADD TO YAHOO MYWEB ADD TO ASK ADD TO GOOGLE ADD TO MAGNOLIA ADD TO NING ADD TO RAWSUGAR ADD TO SPURL ADD TO TAGTOOGA

  Bookmark and Share

Recommended Products