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How to Reload a Prepaid Visa Card By Cynthia Measom, eHow Contributor

Found This Helpful

Prepaid Visa cards are a convenient method of payment for those who prefer to have control over budgeting and managing their funds. For parents of teens, these cards are an easy way to provide their adolescents with access to funds while monitoring their spending habits. Travelers also find these type of cards to be helpful and less risky than a traditional credit card with high credit limits that can prompt impulsive spending. Some even choose to use these type of cards for daily use by having their paychecks directly deposited to them.

Instructions

Reload at a Retail Location

  • 1. Take your pre-paid Visa card to the location where you purchased it.

  • 2. Tell the cashier how much money you want to load onto your card.

  • 3. Give the cashier the money, and he will swipe your card and add the funds to your account.

  • 4. Make a note of your new card balance.

Reloading a Pre-Paid Visa ReadyLink Card

  • 5. Locate the ReadyLink symbol on your pre-paid Visa card.

  • 6. Locate merchants who accept Readylink. There will be a ReadyLink symbol on the door, cash register or kiosk of participating merchants.

  • 7. Give the cashier the amount of cash you wish to deposit to your pre-paid Visa card, and she will swipe the card and add the funds. If you go to a self-serve kiosk, you will swipe your own card and deposit the funds.

  • 8. Make a note of the new balance on your card.

Use Direct Deposit to Reload Your Card

  • 9. Contact the issuer of your pre-paid Visa card to find out where to obtain a direct deposit form.

  • 10. Receive the form and fill it out completely with the correct information.

  • 11

    Take the form to the payroll or human resources department of your place of employment and ask for direct deposit of all or part of your paycheck to your pre-paid Visa credit card account.

Tips & Warnings

  • Before choosing a pre-paid Visa card, ensure that you understand all the terms, conditions and fees associated with the card. You can save money if you comparison shop.

Cynthia Measom

Cynthia Measom wears many hats. She's a writer and the owner and accountant of a nanny placement agency she founded in 2007. Measom received her B.A. in English from the University of Texas at Austin in 1997. She is currently pursuing a B.S. in business administration with a concentration in human resources.

Original source: eHow.com

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