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It Pays To Travel With A Prepaid Euro Currency Card

By Zac Colbert on August 06, 2012

In all the excitement of planning a holiday, it is very easy to forget one of the most important steps until the last minute: getting your destination's currency. Many people just hit the high street and exchange GBP for Euro currency at their bank, a travel agency or at a Post Office. In fact, these three places have a strangle-hold with a 67% market share. However, although the high street is often a convenient place to pick up currency, it's well worth looking elsewhere for the best deals.

A quick search online reveals that prepaid Euro currency cards can make a great alternative to carrying cash. Firstly, the exchange rates can often be excellent. Secondly, prepaid cards are convenient to use at home or abroad because the traveller can top up the card before or after taking-off. Prepaid currency cardholders can save a significant amount because there are usually no fees for cash machine withdrawals or for making purchases abroad, as long as the transaction is carried out in the same currency as the card's denomination. Thirdly, prepaid cards are safer to carry around than large amounts of cash.

What's more, prepaid Euro currency cards can help with budgeting, because you can only spend what's been loaded onto the card. Some Euro currency cards are particularly user-friendly because they're linked to a customer's GBP account. This means that money can be transferred in just minutes online, wherever the cardholder has access to the internet. An added advantage is that once the holiday is over, any money left on the Euro currency card can be exchanged straight back into the GBP account with a few convenient clicks of a mouse.

If a traveller needs to use a prepaid, debit or credit card abroad they should check that the payment is made in the local currency. Occasionally travellers are asked if they would like to pay in GBP. This sounds like a good way to know what you're spending, but it means that you're at the mercy of the establishment's choice of exchange rate - which may not be at all favourable.

Anyone about to go abroad on their holidays or to travel should consider exchange rates, fees, convenience, and security when weighing up how to take their currency. To do this they need to go beyond the high street banks and beyond the credit or debit card and look at alternatives like prepaid Euro currency cards.

Zac Colbert is a freelance writer, covering a myriad financial topics from the recession to prepaid currency cards.

Original article published on SooperArticles.com

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